First Time Car Buyer Program

Are you a young adult thinking of buying a car? It is an exciting experience. Do not get overwhelmed by the process of financing your next car. Work with We have helped several first-time car buyers buy a car of their choice. Let’s make your first car loan affordable, easy and stress-free.

Do you need a car for your college? Are you a new immigrant in need of a car? Are you in search of a car to make your daily commute easy? No matter your situation, if you are a first-time car buyer, we can help you! Just last year, approved hundreds of applications from 1st time car buyers. You can also join the group of happy and proud car owners today!

As a first-time car buyer, you need to make several decisions. Do you want to lease a car or buy one? Do you have a credit score? Do you have a cosigner? Can you manage to make a down payment? Well, we can make things simpler for you. At, we not only offer low-rate car financing options but we also provide incredibly useful tips to first-time car buyers.

How to buy your First Car?

Buying your first car begins the process of getting pre-approved for your first car loan. It will give you peace of mind knowing that you have a check ready for you.

Presumably, this is going to be your first-ever loan. In such a situation, you may not have a solid credit score to support your loan application. Most first-time car buyers are young college students, recent graduates or immigrants. Worry not! At, we take care of every small detail. It is okay if you do not have a credit score. You can get your first-car loans with no credit score and enjoy the following benefits:

  • Low interest rates that make monthly payments easy.
  • A perfect tool to build your credit score.
  • An opportunity to learn good financial behavior.
  • Down payment and cosigner are recommended but not compulsory for everyone.

Simply apply on the secure website and let us find you the best no obligation loan quotes. If you are approved for the loan, our loan representative will contact you to discuss the loan quotes in detail.

Guidelines for the First-Time Car Buyer Program

  • You must be at least 18 years old. If you are younger than 18, please ask your parents to become a co-borrower.
  • You should be able to repay the loan.
  • You need to have a valid proof of residence.
  • You must have a job. Working multiple jobs is okay.
  • Recommended gross monthly income is $1500. A lesser income with minimal debt is acceptable. is a premier auto financing company that makes first car loans easy for you. There are no pre-payment penalties involved which means you can make early payments. There are also no application fees so that you save more money.

So, go ahead and apply for the best car loan and get ready to buy a 1st car!

Financing Tips

Get Set Go: Prepare the Right Budget to buy your First Car

Not sure how much to spend on your first car? Fear not. There are different ways in which you can create a decent budget for your car. Calculate the cost of your living and the overhead costs associated with owning a vehicle. Learning about different expenses will help you to narrow down the car that is right for you. Remember better budgeting leads to a better car buying experience. read more...

Used Car Loans for First Time Auto Buyers – A Great Way to Begin your Credit Journey

Buying a car for the first time can be exciting. But, there are extremely high chances of making mistakes when you are unaware of the used car loan process. Get ready to become a master of the auto financing process and get the best deal on your first car loan. read more...

Frequently Asked Questions

When you have a co-applicant, he/she shares the same responsibility as you. He is equally liable to make regular payments. Also, for approving your loan, the lender will check his as well as your credit score and financial transactions.

When you have a co-signer, he just comes into picture at the time of missed payments. If you keep making regular payments, then your co-signer won’t be troubled.
Buying your first car can be an overwhelming feeling. But, you need not worry about it. If you understand the auto financing process, it will be very easy for you. Fast auto loan has a wide variety of articles and few are dedicated to first time car buyers. First Time Auto Buyer Program with No Credit History – Guaranteeing Uncomplicated Car Buying - Read it to know everything about buying a car.

If you still have any doubt, please e-mail us on the address –